Truck Accident Claims Require More Than an Insurance Report
Truck accident claims involving box trucks, dump trucks, delivery trucks, tow trucks, utility trucks, garbage trucks and other work vehicles are often more complex than ordinary car accident cases. The driver may be only one part of the investigation.
Important evidence may be controlled by a business and can disappear quickly. Trucks are repaired, electronic data is overwritten, dispatch records are deleted and surveillance video may be erased.
Texas Trucking, Traffic and Insurance Rules May Matter
Texas traffic laws, commercial driving rules, employer policies, vehicle regulations and insurance provisions can affect liability and coverage. Depending on the vehicle and operation, additional state or federal safety standards may apply.
Do Not Assume the Crash Report Tells the Whole Story
Police reports are useful, but they may not include company records, route information, telematics, cargo documents, maintenance history, driver qualifications or all available video.
Multiple Companies and Insurance Policies May Apply
Coverage may come from the driver, employer, truck owner, fleet operator, contractor, shipper, maintenance provider, manufacturer or another commercial policy.