Car Accident Claims Require More Than an Insurance Report
Car accident claims can appear straightforward, but fault, injury causation and insurance coverage are often disputed. The other driver may deny responsibility, the insurer may minimize the injuries or multiple policies may apply.
Important evidence can disappear quickly. Vehicles are repaired, surveillance video is erased, witnesses become harder to locate and phone or vehicle data may be overwritten.
Texas Traffic Laws and Insurance Rules May Matter
Texas traffic laws, comparative-fault rules, insurance requirements and policy provisions can affect the claim. These rules may determine liability, available coverage, deadlines and the compensation that may be recovered.
Do Not Assume the Crash Report Tells the Whole Story
Police reports are useful, but they may not include all witness statements, camera footage, phone records, vehicle data, roadway evidence or later medical findings.
Multiple Insurance Coverages May Apply
Coverage may come from the at-fault driver, the vehicle owner, an employer, your own uninsured or underinsured motorist policy, medical payments coverage or another responsible party.